Compare, learn, decide

Kabbage offers a quick and flexible line of credit for small businesses, with fast funding options. However, borrowers should be aware of the potential costs associated with the monthly fee model.

USAA Auto Loan provides solid financing options tailored for military families, but borrowers should be prepared for varying APRs.

Alliant Credit Union offers competitive personal loans with flexible terms and no origination fees, making them a solid option for borrowers.

Payoff is exclusively for credit card debt payoff — they send funds directly to your credit card companies. The FICO score tracking and financial wellness tools are genuine value-adds.

Sallie Mae offers a flexible range of private student loans with competitive rates, making it a solid choice for many borrowers.

Spring EQ offers competitive home equity loans and HELOCs with flexible borrowing options, making it a solid choice for homeowners looking to leverage their equity.

DCU Auto Loan provides competitive rates and flexible terms for borrowers looking to finance a vehicle.

The Payoff Credit Card Payoff Loan is a solid option for those looking to consolidate high-interest credit card debt with lower rates and financial wellness tools.

This loan is a quick solution for those needing to consolidate debt and pay off credit cards efficiently.

SoFi offers competitive refinancing rates and flexible loan terms, making it a strong choice for borrowers looking to manage their student debt effectively.

Rocket Mortgage offers a streamlined online application process and quick approvals, making it a convenient choice for homebuyers and those looking to refinance.

Wells Fargo Auto Loans are a solid option for existing customers looking for lower rates, but new borrowers may face higher APRs.

LendingClub provides a flexible personal loan option with quick funding, but the high APR range may deter those with poorer credit. Be mindful of the potential for high rates if your credit score is on the lower end.

Marcus stands out for its true no-fee structure — no origination fee, no prepayment penalty, no late fees on first missed payment. Backed by Goldman Sachs.

Earnest offers flexible student loan refinancing options without fees, making it a solid choice for borrowers seeking control over their repayment terms.

Better Mortgage offers a streamlined refinancing process with competitive features. However, potential borrowers should verify terms carefully.

Capital One Auto Finance offers a user-friendly pre-qualification process that won't affect your credit score, making it prospective car buyers. However, be aware that their APR can reach up to 14.99%, which may be high for some.

Best-in-class military personal loans with massive range, zero fees, and standout Career Kickoff option.

Discover Personal Loans offer competitive rates and no fees, making them a solid choice for those in need of funding.

ELFI consistently ranks among the lowest APRs for student loan refinancing. Each borrower gets a dedicated personal loan advisor — rare in the fintech space.