Your financial education guide

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Understand before you borrow. Compare real rates, learn the terms, take your next step.

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Recently added

This product is best for small businesses looking for immediate access to funds without extensive paperwork. It's particularly suitable for those with a revenue-based qualification process.

APR

Business
$2k–$250k 1–18 months ⚡ Same day (online decision)

Kabbage offers a quick and flexible line of credit for small businesses, with fast funding options. However, borrowers should be aware of the potential costs associated with the monthly fee model.

This service is best for individuals looking for quick access to funds for personal expenses, such as medical bills or home improvements.

APR

9.95–35.99%

Personal
$2k–$35k 24–60 months

Avant offers personal loans for those with fair credit, making it a viable option for borrowers with limited credit history.

These loans are best for individuals looking to consolidate debt, improve their homes, or cover unexpected medical expenses without incurring origination fees.

APR

7.99–24.99%

Consolidation
$2.5k–$40k 36–84 months

Discover Personal Loans offer competitive rates and no fees, making them a solid choice for those in need of funding.

This service is best for individuals with a regular income who require a small cash infusion quickly.

APR

Credit Builder
$50–$250 1–1 months ⚡ Minutes

Brigit is a cash advance solution, ideal for those needing urgent funds without the burden of credit checks.

This service is best for tech-savvy individuals who prefer managing their mortgage application online, as well as those looking for FHA, VA, or conventional loans.

APR

6.875–7.148%

Mortgage
$50k–$3M 180–360 months ⚡ Online application, Rocket Logic verification speeds process

Rocket Mortgage offers a streamlined online application process and quick approvals, making it a convenient choice for homebuyers and those looking to refinance.

This loan is ideal for undergraduate and graduate students, as well as parents seeking to cover educational costs with manageable repayment options.

APR

2.09–17.99%

Student
Up to $1k 60–180 months ⚡ Apply online, quick credit decision

College Ave offers a flexible and competitive solution for financing education, but potential borrowers should be cautious about the variable rates.

Individuals with good credit looking for on auto loans between $8,000 and $100,000.

APR

3.99–24.99%

Auto
$8k–$100k 24–84 months

With rates as low as 3.99%, myAutoloan offers for borrowers looking to compare multiple lenders quickly. However, be aware of the maximum APR of 24.99%, which can be steep for those with lower credit scores.

Check Into Cash

Check Into Cash

This service is best for individuals needing fast cash for emergencies, with loans ranging from $50 to $3,000.

APR

36.0–199.0%

$50–$3k ⚡ Same day

With quick approval and a range of loan amounts, Check Into Cash provides quick access to funds, though interest rates can be steep.

These loans are best for existing Citizens customers looking for reduced rates and individuals seeking amounts between $5,000 and $50,000 without origination fees.

APR

7.49–22.44%

Personal
$5k–$50k 36–84 months

Citizens Personal Loans offer a flexible borrowing range with competitive rates and no origination fees. However, borrowers should weigh the potential downsides before applying.

This loan is ideal for borrowers with a solid credit score looking to simplify their payments without incurring additional fees.

APR

7.74–35.49%

Consolidation
$5k–$100k 24–84 months ⚡ Same day funding available

SoFi offers a approach to debt consolidation with and flexible terms.

Ideal for individuals with a steady income who may not qualify for traditional loans, seeking a simple and fast cash advance.

APR

Credit Builder
$25–$500 1–1 months ⚡ 5 minutes

Dave ExtraCash provides a quick and accessible cash advance solution without interest, ppealing for those in need of immediate funds.

It's ideal for tech-savvy borrowers looking for a fast, fully digital mortgage application process.

APR

6.17–6.5%

Mortgage
$50k–$3M 180–360 months

Rocket Mortgage offers a streamlined digital experience for obtaining a mortgage, but may not be the best fit for everyone.

This service is best for individuals with good credit seeking to consolidate their student loans without additional fees and with added member benefits.

APR

4.24–10.37%

Student
$5k–$1000.0k 60–240 months ⚡ Check rate in minutes, no hard credit pull

SoFi offers competitive refinancing rates and flexible loan terms, making it a strong choice for borrowers looking to manage their student debt effectively.

This service is best for borrowers with good credit looking for no-fee, low-interest auto loans ranging from $5,000 to $100,000.

APR

6.49–25.39%

Auto
$5k–$100k 24–84 months ⚡ Same day funding available

LightStream offers competitive auto loans with flexible borrowing amounts and low fixed rates, making it a strong contender for financing your vehicle.

This service is best for individuals needing immediate cash with minimal documentation.

APR

100.0–200.0%

$50–$1.5k 1–6 months ⚡ Same day at stores

LendNation provides fast access to funds but comes with high APRs, making it suitable for short-term financial emergencies.

This service is ideal for those looking to consolidate debt or finance larger purchases without prepayment penalties.

APR

7.74–35.99%

Personal
$1k–$50k 24–84 months ⚡ 1 business day

Upgrade Personal Loans offers flexible borrowing with competitive rates, but be mindful of potential high APRs for lower credit scores.

Best for borrowers with a credit score of at least 600 seeking fast approval and funding.

APR

5.96–35.99%

Consolidation
$1k–$40k 24–60 months ⚡ Approved in as little as 1 hour, funded next business day

This loan is a quick solution for those needing to consolidate debt and pay off credit cards efficiently.

This product is ideal for homeowners looking for quick access to funds for home improvements, debt consolidation, or other major expenses.

APR

6.75–15.0%

Mortgage
$15k–$750k 60–360 months ⚡ Funding in as few as 5 days

Figure's HELOC offers a fast, online application process with competitive rates, but potential borrowers should consider the implications of variable rates.

This service is best for individuals with good credit looking for customizable repayment plans and the option to skip payments once a year.

APR

4.15–14.9%

Student
$5k–$500k ⚡ Check rate in minutes with no impact on credit score

Earnest offers flexible student loan refinancing options without fees, making it a solid choice for borrowers seeking control over their repayment terms.

This loan is best for active military personnel and veterans looking for favorable terms without dealer markups.

APR

4.49–18.74%

Auto
$5k 12–84 months ⚡ Pre-approval with 75-day rate lock

USAA Auto Loan provides solid financing options tailored for military families, but borrowers should be prepared for varying APRs.