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This loan is ideal for Australian residents looking for loans between $5,000 and $100,000 with competitive rates.

APR

7.49%

Auto
A$5k–A$75k 36–84 months ⚡ Personalised rate in as little as 60 seconds; average settlement about 24 hours

Plenti's secured car loan is a suitable option for those needing a flexible loan for their vehicle, especially with quick approval.

This loan is best for individuals with high credit ratings looking for flexible repayment options and fast approval times.

APR

7.0–21.99%

Personal
A$4k–A$50k 12–84 months ⚡ Same day for eligible customers

Westpac offers competitive fixed-rate personal loans suitable for various needs, but terms and eligibility criteria can be stringent.

This loan is ideal for Australian residents needing substantial financing for cars, with quick approval times.

APR

6.74–13.54%

Auto
A$10k–A$100k 12–84 months ⚡ Same day approval with funds within one business day after agreement

NAB's secured car loan offers flexibility and competitive rates for borrowers looking to finance a vehicle.

This loan is best for individuals looking to fund personal projects like renovations, travel, or debt consolidation without incurring extra charges.

APR

7.5–12.99%

Personal
A$5k–A$55k 12–84 months ⚡ Apply online

The NAB Personal Loan offers flexibility with no monthly fees, making it a practical choice for various financial needs.

Toyota Finance Australia

Toyota Finance Personal Car Loan

Best for Australian residents looking to finance a new or used vehicle, especially Toyotas.

APR

7.0–12.0%

Auto
A$5k–A$150k 12–60 months

This car loan is a solid choice for those purchasing a Toyota, offering tailored financing and fixed rates.

This loan is best for individuals with building credit looking to finance personal projects like renovations or debt consolidation.

APR

5.76–24.03%

Personal
A$2k–A$70k 24–84 months ⚡ Fast online approval, funds within 24 hours

Harmoney offers a streamlined online personal loan experience, ideal for those seeking quick access to funds without the hassle of branch visits.

This loan is best for Australian residents looking to finance a new or used vehicle with manageable repayments.

APR

6.49–12.99%

Auto
A$5k–A$100k 12–84 months

Westpac's car loan features competitive rates and flexible terms, making it a solid choice for many borrowers.

This loan is best for those with a strong credit history looking for a reliable lender with established customer service.

APR

7.25–22.25%

Personal
A$4k–A$50k 12–84 months ⚡ Same day for eligible customers

The Commonwealth Bank Personal Loan offers competitive rates and flexible terms, making it a solid choice for eligible borrowers.

Commonwealth Bank

CommBank Secured Car Loan

This loan is ideal for Australian residents seeking a vehicle loan with fixed rates and the added benefit of discounts for eco-friendly cars.

APR

6.79–10.79%

Auto
A$4k–A$120k 12–84 months

CommBank offers a straightforward secured car loan with a good range of financing options for both new and used cars.

This loan is best for individuals who may struggle to secure financing from traditional banks due to credit issues or unconventional financial situations.

APR

5.67–24.99%

Personal
A$3k–A$80k 36–84 months ⚡ Get personalised rate in minutes

Liberty Financial offers accessible personal loans tailored for those with less-than-perfect credit histories, making it a viable option for many borrowers.

This loan is best for individuals seeking an unsecured option to improve their credit score with fixed rates.

APR

6.17–24.09%

Personal
A$2k–A$75k 12–84 months ⚡ Funds in as little as 24 hours from approval

Plenti offers a flexible personal loan option for those looking to build their credit. However, the lack of a dedicated page means information may be limited.

Ideal for those seeking a reliable loan from a major Australian bank with the option for both fixed and variable rates.

APR

7.49–19.99%

Personal
A$5k–A$75k 12–84 months ⚡ Apply online

The ANZ Personal Loan offers competitive rates and flexible options, making it a solid choice for borrowers with good credit.